University of Hearst | Université de Hearst
My Plan Details
Here’s what you need to know about your GSC student health and dental plan.
Opt-Out Info
Have alternate equivalent coverage and want to opt-out of your student health and dental plan? Requests can be made for a limited time only. Certain restrictions may apply. Click the link below for more information.
Opt-In Info
Want to add a spouse or dependent child(ren) to your student health and dental plan? Contact your student association or click the link below.
In-Active Period
You may be in a temporary in-activeperiod while GreenShield collects and updates your enrolment information. Don’tworry - you can still submit paper claims. We will process your claimsonce your information is updated.
Once the enrolment is complete and the in-active period ends, you can sign up for online services at Greenshield.ca/student. Our online member portal provides quick and easy access to:
- Online claim submission
- Your benefit booklet
- Search for a benefit provider
- Search drugs by DIN to check eligibility
- And much more!
Once the in-active period ends, you can even submit claims right from your mobile device. Just download our GSC app. Could it get any easier?
Remember, your GSC ID number is your three-letter school code, your student number and “-00” (example: HRT111222333-00).
Here’s a Look at Some of What Your Plan Covers
Your student health and dental plan ensures you can take care of your health and wellbeing during your post-secondary studies by offering a wide range of benefits. Take a look the Schedule of Benefits for the details.
Schedule of Benefits – effective September 1, 2024
HEALTH BENEFIT PLAN
Overall Maximum
- $5,000 per benefit year for all Health Benefits combined (excluding Prescription Drugs, Gender Affirmation and Private Duty Nursing).
Prescription Drugs (Pay Direct Drug Card)
- Prescription drugs: 20% co-pay per prescription or refill.
- $1,000 maximum per benefit year, including HPV vaccines.
Medical Items and Services
- Co-pay: 30% (excluding Gender Affirmation).
- Gender affirmation (diagnosis of gender dysphoria from a physician (M.D.) or nurse practitioner is required): Reasonable and customary charges, limited to $10,000 lifetime: 0% co-pay.
- Bra (Mastectomy): Reasonable and customary charges.
- Compression Stockings: Reasonable and customary charges.
- And more...
Emergency Transportation
- 30% co-pay.
- Reasonable and customary charges.
Private Duty Nursing in the Home
- 30% co-pay.
- $5,000 maximum per benefit year.
Professional Services: 20% co-pay. $300 per type of practitioner per benefit year.
- Chiropractor, Registered Massage Therapist (Rx required), Naturopath, Osteopath, Physiotherapist, Speech Therapist, Chiropodist/Podiatrist, Psychologist or MindBeacon Therapist Guided Program or Social Worker/Counsellor or Master of Social Work, or Psychotherapist: $300 maximum per benefit year combined.
- Holistic Nutritional Consultant, included in the overall combined maximum of $300 per benefit year for Psychologist, MindBeacon Therapist Guided Program, Social Worker/Counsellor, Master of Social Work or Psychotherapist.
Accidental Dental
- 30% co-pay.
- Reasonable and customary charges.
Vision
- Prescription eye glasses or contact lenses: No co-pay. $100 every 24 consecutive months.
- Optometric eye examinations: $50 every 24 consecutive months.
TRAVEL BENEFIT PLAN
Maximum Number of Days per Trip
- 60 days.
Maximum
- $5,000,000 per covered person per benefit year.
DENTAL BENEFIT PLAN
Fee Guide
- The current Provincial Dental Association Fee Guide for General Practitioners in the province where services are rendered.
Maximum
- $1,000 per covered person per benefit year.
Basic Diagnostic and Preventive Services and Basic Restorative Services
- No co-pay.
Basic Oral Surgery, Comprehensive Oral Surgery, Anaesthesia, Periodontal Scaling and Root Planing, Standard Denture Services, Space Maintainers and Bruxism Appliance
- 25% co-pay.
Endodontic and Periodontal Services
- 90% co-pay.
Major Services
- 90% co-pay.
ADDITIONAL PROGRAMS/SERVICES
As a GSC plan member you have access to these programs/services.
Maple
- You and your eligible dependents have access to virtual care through Maple – connecting you with a Canadian-licensed physician within minutes. Maple provides instant access to physicians from your phone, tablet, or computer, available to you through your benefits plan with no out-of-pocket cost. Access Maple at getmaple.ca/greenshield
Student Assistance Program
- Your Student Assistance Program (SAP) through Inkblot Technologies provides you with immediate and confidential help for any work, health or life concern. Your SAP coverage provides you and your eligible dependents with up to 5 hours of individual counselling and up to 5 hours of couples counselling. You also have access to advisory services including legal, financial, career, health and life transitions.
Inkblot Technologies provides an easy online intake and digital user experience by using their proprietary matching technology to ensure you find the right counsellor based on your clinical needs. To ensure the fit is just right, your first 15 minutes of counselling do not apply to your 5 covered hours.
- Visit https://inkblottherapy.com/nshn to get started.
The MindBeacon Therapist Guided Program™
- As a GSC plan member, you have access to guided digital therapy through MindBeacon. Offered to you and your dependents (age 16 and over), at no out-of-pocket cost to you, the MindBeacon Therapist Guided Program is an effective, easy-to-access way to receive personalized therapy guided by a mental health professional. It’s a fully digital program, so with no face-to-face appointments to schedule and get to, your therapy happens anywhere and anytime that’s comfortable for you. If the MindBeacon Therapist Guided Program is a good fit for you, you can access the program anytime via the web or app using your computer or mobile device. Refer to the Summary of Benefits in your Benefit Plan Booklet for information about any co-pays, deductibles, and maximums that may apply to this program.
- Access the MindBeacon Therapist Guided Program at info.mindbeacon.com/ehc/gsc-pmember
Tranquility by Inkblot
- Tranquility by Inkblot is a digital platform that uses internet-based Cognitive Behavioural Therapy (iCBT) to help plan members and their eligible dependents (age 15+) with mild to moderate anxiety and/or depression take control of their mental health. It includes interactive learning modules, tools, and optional coaching to help develop positive coping strategies and reduce life-disrupting symptoms.
The program is an effective and easy-to-use anxiety and depression management tool, available to GSC plan members and their eligible dependents (age 15+) at a discounted rate and can be accessed on most phones, tablets, and computers. Access Tranquility by Inkblot at www.tranquility.app/gsc. Choose from a self-guided program ($75 plus applicable taxes) or a coach-assisted program ($325 plus applicable taxes)*. The programs are reimbursed subject to existing limitations (co-pays, deductibles, and/or maximums) found in the mental health Paramedical Practitioners section of the Summary of Benefits in your Benefit Plan Booklet.
*Tranquility by Inkblot is currently available for GSC plan members residing in Canada.
Legal Assistance
The National Student Health Network has arranged for Health Plan Members, through Sykes Assistance Services to provide you with timely, cost-effective access to experienced lawyers to guide you through most major types of law, including:
Family, Criminal, Civil litigation, Landlord and tenant, Residential real estate, Wills and Estates, Tax, Employment, Condo/Strata, Immigration and Identity Theft Support.
As a member of the health plan you have access to unlimited free summary telephone legal advice and unlimited referrals to local lawyers at preferred rates.
Summary Telephonic Legal Advice
You can call on the toll-free number 1 877-333-3884 24 hours a day, 7 days a week, to speak to a customer service representative who can put you in touch with a lawyer at no charge.
Advice lawyers are available to call clients from 8 am to Midnight daily. Please do not hesitate to request a call back after regular business hours, on weekends or holidays.
Unlimited
You can access the service as many times as reasonably required, you are not limited to one call per issue and telephonic advice sessions are not limited in duration. The advice lawyers will take the time necessary to ensure that your questions are answered.
Local Lawyer Referral
If you require the services of a lawyer, you can obtain a referral to a lawyer in your area through a customer services representative. Should you wish both a referral and legal advice, an advice lawyer will be able to give you a referral at the end of your advice session.
Preferred Rates
As a member of the Canadian Federation of Students you will receive a discount of 25% on fees charged by the lawyer in most situations (excluding real estate law) as long as the lawyer’s account is paid within 30 days of receipt. (note: most referral lawyers also provide a free initial 30 minute consultation).
Bilingual
The confidential services provided are bilingual. This includes the customer service representatives and advice lawyers. Bilingual referral lawyers are also available with some travel requested in certain provinces.
For a full description of products and services, sign in to online services.
